Debt Management Program
AmeriFree Financial offers several consumer friendly debt solutions. Our programs are time tested
and have helped over 750,000 people with their debt. We offer a choice between multiple plans to
ensure you choose the best debt management program for your needs:
Most often, customers in AmeriFree Financial's Credit Counseling programs (CCC)
experience a reduction in interest rates charged by creditors.
If you are making minimum payments on your credit cards, but not paying down the principal,
odds are you may be paying an interest rate exceeding 25%. Upon joining an AmeriFree
Credit Counseling Debt Management Program, creditors usually lower your
APR down to 5-10%, and a some companies completely get rid of interest.
By lowering your interest owed it allows you to be debt free in 3-5 years, rather than the 20+ years that
it would take to pay off a large balance with a high APR.
By enrolling in AmeriFree Financial's Consumer Credit Counseling program,
many creditors will bring delinquent accounts current. Most of the time this happens after you make a few on-time payments
through AmeriFree's CCC debt management program. For example, a customer with an account with a monthly.
For example, let's say you have a debt which requires monthly payment of $150 but you are sixty days past due.
After joining
the credit counseling program and
making three consecutive monthly payments, your creditor will most likely agree to reage
the account, making your account current, and not sixty days past due. From then on, monthly payment due on your
statement would be the new monthly payment negotiated by AmeriFree's credit counseling debt management program,
and the credit bureaus would show the account as current.
Utilizing credit counseling services should not negatively impact to your credit score.
Are you ready to get out of debt? Speak with a debt counselor by calling 1-800-360-9566. You can also contact AmeriFree Financial online.
With Debt Settlement, AmeriFree
negotiates with your creditors on your behalf to reduce your overall
debt. When you enter a debt settlement program, you agree to make future, negotiated payments.
Debt Settlement makes sense for people who are on the brink of bankruptcy. By entering a
Debt Settlement
program you have a better chance
of avoiding bankruptcy while still lowering your debt. The average debt settlement customer has their debt reduced by 40-60%.
A Debt Settlement program offered by AmeriFree Finacial allows you to build up funds in a FDIC insured escrow account. Once you have saved
enough money, AmeriFree begins the negotiation process even if you are in collections.
As leaders in the debt management industry, AmeriFree has built
relationships with the credit card companies and can settle accounts quickly.
Our Debt Settlement program is different than what other companies provide in that we do not
collect settlement fees up front. Most Debt Settlement companies put their interests before yours
by collecting a large portion of the future savings over the first 12-18 months. In addition, we offer our clients services which will
dramatically reduce collection calls, so frustrating to many whom are in debt.
AmeriFree's Debt Settlement program can
help you avoid bankruptcy, however, your credit report will most likely show a reduced FICO score.
AmeriFree offers a free consultation with a debt counselor. Call us today at 1-800-360-9566. You can also contact AmeriFree Financial online.