Avoid Debt Solution Company Pitfalls

If you have more debt than you can handle, and are unable to get out of debt on your own due to high interest rates while barely making the minimum payments, it is time to consider alternatives such as credit counseling or debt settlement services.  Picking the right company is critical to getting out of debt.  The more you know about your options, the more prepared you will be to face the challenges with a true debt solution. 

Make sure you choose a company that has a great track record.  There are many fly-by-night debt companies out there that make over-the-top claims about how they can get rid of your debt and bring up your credit score, while siphoning off large up-front settlement fees before they have actually saved you any money.  You know the routine if it sounds too good to be true.

In choosing the right company to help you get out of debt, it is paramount that you have a great working relationship with them.  In consultation with them, you will disclose your inner-most financial challenges, and will want a company that has a strong track record in successfully helping people get out of debt.

In your initial consultation, know your options and get it in writing.  Most companies offering debt solutions offer either credit counseling or debt settlement.  What are the differences?  What makes one program better than the other?  Who do you know which one works for your situation?  If you are speaking to a financial counselor at one of these companies, they will most likely tell you that their credit counseling program is better than the other guys’ debt settlement program, and vice versa.  What is a person to do?

When you call and speak to one of our debt counselors, we provide an unbiased assessment of both our credit counseling and debt settlement programs, review your financial hardships and goals, and develop a plan to get out of debt within a specified timeline.  With multiple debt solutions to choose from, you decide what option best fits your needs.  Unlike most debt solution companies, AmeriFree Financial offers both credit counseling and debt settlement services.  We have designed debt management programs that have helped countless people become debt free, and have counseled over 750,000 people.  The call is free and takes but a few minutes of your time.  We look forward to hearing from you soon.